Garrison Insurance Blog

Renter's Insurance

Mon, 15 Feb 2010 23:48:00 GMT

Did you know that most rental policies cost only about $20 a month? Many landlords are now requiring renter's insurance for their tenants, and even if they do not require it we definitely recommend that if you carry it! Renter's insurance covers your personal liability when someone is in your apartment or rented house, PLUS in case of a catastrophic loss like an earthquake or fire your personal belongings are protected!

Have Questions About Medicare?

Mon, 18 Jan 2010 18:18:00 GMT

Medicare can seem like a daunting prospect! There is so much to learn and so many questions! What are my Medicare premiums? What is entailed in Medicare benefits Parts A, B and D and what do they each cover? How does Medicare work with my other benefits for doctor visits and prescriptions? What is the Initial Enrollment Period? What services are offered for people with special service needs like diabetics? How long will it take for automatic deduction to start once I sign up? What information do I need in order to apply for extra help?

Garrison Insurance wants to help you by answering all of these questions and more. Let us be your advocate! Ask for Eddie Soto in our office in order to start navigating your Medicare benefits.

Liability Insurance Alone Won't Cut It!

Sun, 17 Jan 2010 23:51:00 GMT

Commercial General Liability protects you when it comes to a natural or human disaster, but it does not cover damages stemming from an Errors and Omissions lawsuit. With one ill-timed keystroke you, or an employee, could destroy your entire business.

At Garrison Insurance, our Professional Services coverage, which includes a comprehensive Errors and Omissions policy, can protect you from the worst.

Adam Fraser Saves Garrison Client $92 A Month On Health Insurance!

Fri, 08 Jan 2010 17:23:00 GMT

Wow! Deals like this are happening everyday at Garrison Insurance! Our Health and Dental team are saving money and improving coverage for individuals and families all over the country! Call today for a free, no obligation quote. We love to help realtors and other professionals with their personal and employer coverages!

More Kudos For Garrison Staff!

Wed, 06 Jan 2010 21:03:00 GMT

Garrison Insurance would like to thank Luis Lopez, Verizon Wireless Store Manager at the Imperial Marketplace, for taking the time to write the Garrison family a lovely note about one of our account managers, Martha Tec. Luis wrote the Martha is the "most awesome representative" that he has ever met! Clients like you make our day, Luis!

Thank you to all our clients for your loyalty and business. We work hard to help you protect your assets and achieve your dreams!

Is Your Business Mistake Proof?

Tue, 05 Jan 2010 02:12:00 GMT

Certainly your employees are the best in the business, but no one is perfect? To err is human – to be sued is inevitable. General liability will not protect you from an Errors and Omission suit. If a court finds that one bad keystroke or deleted file caused harm to a client, you will be the one footing the bill. Make no mistake; it will be a massive bill that could include:

· legal fees, both for you and your former client

· quantifiable damages

· compensation for possible intangibles like loss of reputation or emotional distress

Contact Garrison Insurance today to discuss how we can prevent a simple mistake from turning into a disaster.

Bundle Up Against Lawsuits Before It Is Too Late!

Thu, 31 Dec 2009 03:20:00 GMT

You may have a solid commercial insurance policy in place, but will that be enough? Your business is at risk on all fronts. At Garrison Insurance, we can bundle the coverage you enjoy now with crucial niche plans like Errors and Omissions Insurance. While a hurricane or earthquake may not wipe out your business, one bad keystroke or corrupted file could.

We can package your policies and provide you with more comprehensive coverage – for less. No more juggling premiums and paperwork! We can consolidate you coverage into one payment!

Commercial General Liability is NOT Professional Liability!

Tue, 15 Dec 2009 19:45:00 GMT

You are a careful business owner. You have already covered your property, employees, and company vehicles. Unfortunately, all this coverage simply cannot protect you from the most human of business factors: mistakes. A missed keystroke or misfiled document could ruin you. With Errors and Omission suits on the rise, you’d be foolish not to have a counter policy in place.

At Garrison Insurance, we know the risks your business faces and how we can help.

Don't Let Mistakes Destroy Your Business!

Fri, 11 Dec 2009 21:00:00 GMT

The business you worked hard to build should not come tumbling down because of a simple mistake like a bad keystroke or a misplaced comma. You may have general commercial or business liability coverage; however, it will not cover any damages rewarded as a result of an Errors and Omissions suit. Not only will a comprehensive Errors and Omissions policy pay out for judgments against you, it will also pay for your legal fees. Having Errors and Omissions coverage is a small price to pay for your peace of mind. You will also find that the premiums themselves are surprisingly reasonable.

Contact Garrison Insurance right away for a free consultation as to how our Professional Errors and Omissions policy can meet your coverage needs.

What Would a $1 Million Lawsuit Do To Your Business?

Fri, 11 Dec 2009 01:44:00 GMT

What would a $1 million lawsuit do to your business? What would $500,000 in damages do to your bottom line? Would paying $100,000 seriously affect your payroll? It’s a disturbing trend, but customers are more and more inclined to sue for performance failures – whether real or perceived. This means any oversight or mistake, no matter how innocuous it may be, could be grounds for reimbursing a client for any and all financial losses.

Mistakes can happen, but not all mistakes cost you $1 million to fix. At Garrison Insurance, our Professional Services coverage includes a comprehensive Errors and Omissions policy that can protect you from damaging lawsuits. If you’re involved with any metrics-based profession, including law, medicine, accounting, architecture, engineering, information technology, event planning or real estate you cannot afford to be unprotected.