Bundle Up Against Lawsuits Before It Is Too Late!
Garrison Insurance Blog By Garrison Insurance Blog on 12/30/2009 11:20 PM

You may have a solid commercial insurance policy in place, but will that be enough? Your business is at risk on all fronts. At Garrison Insurance, we can bundle the coverage you enjoy now with crucial niche plans like Errors and Omissions Insurance. While a hurricane or earthquake may not wipe out your business, one bad keystroke or corrupted file could.

We can package your policies and provide you with more comprehensive coverage – for less.  No more juggling premiums and paperwork!  We can consolidate you coverage into one payment!< ...

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Commercial General Liability is NOT Professional Liability!
Garrison Insurance Blog By Garrison Insurance Blog on 12/15/2009 3:45 PM

You are a careful business owner.  You have already covered your property, employees, and company vehicles.  Unfortunately, all this coverage simply cannot protect you from the most human of business factors: mistakes.  A missed keystroke or misfiled document could ruin you. With Errors and Omission suits on the rise, you’d be foolish not to have a counter policy in place.

At Garrison Insurance, we know the risks your business faces and how we can help. < ...

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Don't Let Mistakes Destroy Your Business!
Garrison Insurance Blog By Garrison Insurance Blog on 12/11/2009 5:00 PM
The business you worked hard to build should not come tumbling down because of a simple mistake like a bad keystroke or a misplaced comma. You may have general commercial or business liability coverage; however, it will not cover any damages rewarded as a result of an Errors and Omissions suit. Not only will a comprehensive Errors and Omissions policy pay out for judgments against you, it will also pay for your legal fees.  Having Errors and Omissions coverage is a small price to pay for your peace of mind.< ...
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What Would a $1 Million Lawsuit Do To Your Business?
Garrison Insurance Blog By Garrison Insurance Blog on 12/10/2009 9:44 PM

What would a $1 million lawsuit do to your business? What would $500,000 in damages do to your bottom line? Would paying $100,000 seriously affect your payroll? It’s a disturbing trend, but customers are more and more inclined to sue for performance failures – whether real or perceived. This means any oversight or mistake, no matter how innocuous it may be, could be grounds for reimbursing a client for any and all financial losses.

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Is Your Business Adequately Protected?
Garrison Insurance Blog By Garrison Insurance Blog on 12/9/2009 9:29 PM

Bad news!  It only takes one mistake to trigger a lawsuit.  The good news?  You can protect your business, your employees, and your assets with Errors and Omissions Insurance. Your general commercial liability policy may not be enough to cover an extreme loss.  If a court finds that you or one of your employees made a mistake you will be held accountable for the damages.

Professional service coverage is de ...

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My dog ate my auto registration!
Garrison Insurance Blog By Garrison Insurance Blog on 12/7/2009 9:43 PM
I have heard it said many a time that truth is stranger than fiction and today I became a believer!  Before joining the family insurance business I was both a teacher and an animal trainer, so I know that kids are very creative at making up stories and animals are very creative at destroying things (or is it the other way around?), but I never thought I would live to see the day when a grown man would be compelled to use the ole "dog ate my homework" tag line!  People do have a lot of interesting stories surrounding the messes they get into when it comes to the DMV, and paperwork that they bring in to take advantage of our DMV title transfer and registration services is often in various stages of disarray, but the pitiful excuse for a registration card that this man handed me today begged for an explaination.  I did a double take when he told me, "My dog ate my auto registration!".  I could not help but laugh!
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SMILE!!!! More info on our dental insurance!
Garrison Insurance Blog By Garrison Insurance Blog on 11/19/2009 4:35 PM
Garrison Insurance is offering a dental plan for individuals and families through the National Association of Medical & Dental with amazing benefits!  Not only can you enroll immediately, even with pre-existing conditions, but you are charged nothing for 2 routine cleanings each year, nothing for all x-rays and nothing for all fillings!  That's right!  Twice yearly cleanings, fillings and x-rays are all free!  This alone saves the average person over $500 a year!

The co-pays for other services are also extremely low.  Extractions, office visits and second opinions each cost only $5.  A crown plus a lab is just $245!  For perfect looking teeth veneers are only $250.  Your cost for bleaching is just $125 per arch and $110 per quadrant for deep cleaning.  The total cost for braces over a 24 month treatment period is only $2400!

The initial, one-time, membership fee is $55 and t ...
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Allied Insurance
Garrison Insurance Blog By Garrison Insurance Blog on 11/18/2009 6:12 PM
Today Garrison Insurance was delighted to host Sherri and Barry from Allied Insurance in our office.  Along with being one of our favorite companies for commercial policies they also do insurance for homes and autos and can save you big dollars if you write both with them.  Some of the businesses that we really love placing with Allied are garages/auto service vendors, restaurants of all kinds, apartment and condominium complexs, hotels and motels, offices of any kind, churches, retail and wholesale establishments, contractors and veterinarians.  What can we do to help your business?
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All-American Paint and Body
Garrison Insurance Blog By Garrison Insurance Blog on 11/18/2009 12:48 AM
Garrison Insurance is proud to name All-American Paint & Body, San Diego's leader in the industry, as the first in our circle of friends.  Please keep checking back with us to find other local businesses with whom we like doing business and who offer special deals, discounts and services to Garrison's clients!
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High Value Home Insurance with Travelers Platinum Plus
Garrison Insurance Blog By Garrison Insurance Blog on 11/16/2009 7:33 PM
Travelers Insurance says, "Distinctive homes require distinctive insurance protection."  While every home is a signifigant investment, high value homes with special characteristics and architectural features require unique coverage.  Often these homes also contain fine possessions such as art, collectibles, jewelry or antiques, which nececitates very special coverage.  We have several preferred carriers with whom we can pair you for insuring your home; one example of which is Travelers Platinum Plus, some of whose unique features are as follows:

* Additional replacement cost coverage up to 100% of your Coverage A limits
* Cash settlement option in the case of a total loss
* Accomodation and increased expense coverage includes meals and laundry
* Coverage for costs incurred due to changes in building codes
* Automatic inclusion of personal injury protection
* Higher ...
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